Published by Rental Cars UAE
Rental Car Insurance in the UAE – All You Need to Know
Planning to hire a rent-a-car in the UAE? Don’t get tricked into overspending on insurance. Here’s our guide to find the best car insurance
for your needs and how to avoid duplication of coverage.
There is no overestimating the importance of rental car insurance, both in terms of minimizing financial risk and the peace of mind it affords. But the kind of coverage you need depend on a lot of factors and any overspending in this area stems only from lack of knowledge.
Clearly, you are looking to get the best deal for car hire without compromising your financial well-being.But if you often find yourself falling victim to hard selling at rental desks, it is essential that you educate yourself in the science of obtaining a car rental insurance.
Here is an overview of what you need to know.
Understanding the Types of Rental Car Insurance
In the UAE, the law requires rental companies to provide insurance inclusive of the rental price. It pays to check what is included and supplement it with optional covers, if required. There are 4 optional rental insurances available:
How to Get Renter’s Insurance
Figuring out where you are already covered and what extent of cover you need ahead of time makes the process of obtaining an insurance easier. Here are the steps to follow:
You can also opt for any missing covers directly from the rental desk should you choose to hire your car on location.
It should be noted that rental car companies, besides charging you for repairs, can also charge you for the loss of use to their vehicle, diminished value, towing and administrative fee associated with claims. A comprehensive policy can guard you against these charge so make sure you are adequately covered.
“Must-Haves” in a Rental Car Insurance Policy
Below is our checklist of some essential features that a good rental car insurance policy must include.
Cover for legal expenses