How to Rent a Car in Dubai without a Credit Card?

It is a standard procedure for car rental companies to ask for your credit card for payment before you pick up a car. If you are wondering about how to rent a car in Dubai without a credit card, this post will shed more light on the process.

Before going into the details, you should know that hiring a car without a credit card in Dubai is possible in few cases. 

Tourists often wonder why rental car companies always require a credit card when they want to hire a car. The truth is that it is not simply because of the rental fee itself. It is more about car rental insurance. Car rental companies need to ascertain that their vehicles are in good condition all through the time they are in the care of the customers. 

How Do the Car Rental Companies Ensure their Vehicles are in Good Condition?

To do this, they need to get a deposit before allowing renters to drive out of their lot. The deposits are often used to cover possible damages that may occur while the vehicle is in your possession. When you return the vehicle in perfect condition, you will get the full deposit you made. 

Getting you to pay a deposit with a credit card is safe and easy as the funds can be held on your account and be released when you return the car. When you hire a car without a credit card, you will be required to provide the value of the deposit but in cash. Instead of asking for cash deposits, rental car companies prefer a credit card because the process is easily manageable.

How Can I Rent a Car without a Credit Card?

Although most rental companies require that you provide a credit card to pick up a car but you can hire a car without a credit card. All it takes is a little bit of research. Car rental companies understand that most non-local rentals do not have credit cards. 

These companies have made it possible for renters to use a debit card to pay for their car rental services. However, if you want to use a debit card for payment, you have to follow extra specifications, which may be subject to some restrictions. First, your debit card must be valid at the pickup time and must be issued in the driver’s name. In addition, you must provide the following:

  • Two types of government-issued ID
  • Adequate funds in your account. 
  • Your Debit card

What are the Restrictions?

Whether you are a non-local renter or local rentals, you may be allowed to use a debit card to rent a car. However, there are a couple of restrictions that may apply. These include:

  • You would not be allowed to rent luxury, extraordinary, or premium vehicles, except for pick-up trucks and vans. 
  • You would be required to provide your return airline ticket/round flight itinerary when picking up the vehicles as a non-local renter. 
  • Local renters are required to provide an original and current utility bill with the same name and address that are on the driver’s license of the renter. You cannot provide photocopies, digital images, or printouts of the bills. Additionally, the bills must not be more than three months old. 


It is crucial to understand that credit cards are different from debit cards. Although it can be confusing, debit cards are often not allowed for car rental. Therefore, you should understand the requirements of the rental company you want to use before you travel to Dubai. With this, you can avoid the hassles that come at the car rental office. 


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